HOME EQUIPMENT BREAKDOWN COVERAGE

BMI Covers More Than Just the Structure of Your Home. We Also Cover the In-Between.

When you choose BMI to cover your home, we want you and your belongings to be well taken care of. This is exactly why we offer Equipment Breakdown coverage, which will cover repairs or replacements of malfunctioning equipment. Talk about a weight off of your shoulders! If your equipment is involved in an accident due to mechanical or electrical breakdown, this coverage will pay for the damages resulted from that direct physical loss. This means that you’ll no longer have to worry about the cost of replacing each individual piece of equipment you own, should the unexpected occur.

Equipment Breakdown Coverages

Spoilage
Some appliances, such as refrigerators, serve a constant need in our homes. We understand that groceries are a hefty expense for a family or even an individual. BMI has that covered, too. In addition to replacing a broken fridge, Equipment Breakdown will help pay the cost of spoilage that occurs due to the breakdown of the unit.

Expedited
A lot of appliances exist to make life a little bit easier, but we understand that several of them are a required part of your livelihood. That is why our Equipment Breakdown coverage will expedite permanent repairs or replacements to your equipment and even pay the extra cost to make temporary repairs in the meantime. Reducing the time it takes to return your life back to normal is what we are all about.

Environmental
Sustainability is not only gaining popularity among the eco-conscious individuals of the world, but it is also increasing in necessity for a healthy planet. If your accident involves equipment that was not environmentally friendly, safe to use, and efficiently producing results, your Equipment Breakdown coverage will replace that equipment with a product that has those more desirable qualities.

Additional Living Costs
We’re prepared for everything, so you don’t have to be. If you incur additional living costs to reach that sense of normalcy in your life after an unexpected accident, Equipment Breakdown will cover that, too.

Spoilage Coverage
Home Equipment

Request your free quote, today, and learn why a BMI Home policy is right for you.

The Fine Print

The information on this page is designed to provide a small glimpse into the coverage BMI offers. Please note that amendments and exclusions may apply as well as limitations per policy forms. All policies are subject to our company’s underwriting guidelines. Please contact your local BMI agent to see which of our many programs best meets your insurance needs.