When you choose BMI to cover your home, we want you and your belongings to be well taken care of. This is exactly why we offer Equipment Breakdown coverage, which will cover repairs or replacements of malfunctioning equipment. Talk about a weight off of your shoulders! If your equipment is involved in an accident due to mechanical or electrical breakdown, this coverage will pay for the damages resulted from that direct physical loss. This means that you’ll no longer have to worry about the cost of replacing each individual piece of equipment you own, should the unexpected occur.