It’s More Than Just a House. It’s a Home.

Let us offer you peace of mind in protection.

Identity Recovery

Helps recover costs that might incur when your identity is stolen.

Service Line

Provides coverage for breakdown to an underground service utility line.

Whether it‘s a primary dwelling, mobile home, rental or seasonal property, BMI’s got you covered.

You’ve already got a lot on your plate. Owning a home shouldn’t be one of life’s everyday stresses. BMI will ease your mind in insuring not only the structure of your dwelling, but everything that makes your house a home.

We consider your home your sanctuary. Your “safe space.” You shouldn’t have to worry about keeping your “safe space” safe. BMI is here for your protectection. And to relieve your stress.

BMI Homeowner Insurance
BMI Homeowner Insurance
BMI Homeowner Insurance
BMI Homeowner Insurance
BMI Home Insurance
BMI Home Insurance

We offer protection for:

  • Your home
  • Other Structures – coverage for your detached structures on the same premises as your residence (see our farm program for farm use structures)
  • Contents within your home.
  • Living costs incurred after a loss deems your house unlivable until repaired.
  • Bodily injury or property damage when our insured is liable for an occurrence.
  • Means to pay the medical expenses occurring from an accident causing bodily injury.

Don’t own a home? Don’t worry, we’re still there for you.

We provide coverage for all your personal property while you rent a home or an apartment, while also providing protection for liability. Feel secure knowing your valuables are covered.

See below for optional coverage that can be added to your home policy. This provided information is not a complete list of all coverage available. Please contact your local agent to see how BMI can best protect your home and personal property.

Find an Agent

Find a local agent who can assist you with your home coverage.

Optional Coverage

A plethora of coverage can be added to any policy. These include:

  • Builders Risk

    Coverage for theft of building materials when your home is being built.

  • Inland Marine

    An all-risk type of coverage for your personal effects like jewelry, guns, etc.

  • Home Based Business

    Add coverage for the business operated in your home.

  • Sewer Backup

    Dwelling and personal property covered when water backs up through sewers or drains.

Discounts Available

You may qualify for any or all of these home policy discounts.

Contact your agent to see if you qualify for these discounts!

The information on this page is designed to provide a small glimpse into the coverage BMI offers. Please note that amendments and exclusions may apply as well as limitations per policy forms. All policies are subject to our company’s underwriting guidelines. Please contact your local BMI agent to see which of our many programs best meets your insurance needs.