Identity theft is nothing to take lightly, and when it strikes, we know how detrimental it can be for individuals and their families. Our protection extends beyond possessions to include your safety and well-being. Our Identity Recovery Coverage protects insureds in a number of ways, all of which are featured below.
Identity Recovery Coverage
Identity theft hits us in a number of ways and involves the fraudulent use of one’s Social Security number or another method of ID. When the wrong person gets ahold of your account, they could establish credit accounts, secure loans, enter into contracts, or even commit crimes—all in your name. If there has been an identification theft involving your personal identity, Identity Recovery will provide a case manager to help you recover control over your personal identity. This may include contacting authorities, credit bureaus, creditors, and businesses to get to the bottom of your loss. Case management services are not subject to a deductible.
Costs Coverage
Identity Recovery will provide reimbursement of costs incurred as a result of the theft, including the following costs:
Lost wages you incur for spending time away from work during your recovery will also be covered by this endorsement. Time away from work includes full or partial days and payment for vacation days, discretionary days, floating days, and paid personal days.
Help Line
If you have questions or need help, please call the ID Recovery Help Line at 1-800-945-9313. This line is available to provide you with the following: information about ID theft, help to request Case Management Services, help to make a claim for Costs Coverage.
Request your free quote, today, and learn why a BMI Home policy is right for you.
Coverage is provided by BMI Company, Inc., Billings, Missouri. BMI is only licensed to sell insurance in Missouri. Terms, conditions and exclusions will apply. These brief descriptions of coverage are for you to see what BMI offers. They are not a statement of contract. Please refer to your policy for a full description of your coverages. Please contact your local BMI agent for more information.
