For Coverage You Never Knew You Needed, BMI Has Your Back.

Is a breakdown to a service utility line something you ever thought you had to worry about as a homeowner? Of course not. Sadly, these types of breakdowns aren’t covered by a typical insurance policy and could end up costing a homeowner thousands of dollars out of pocket. With Service Line Coverage, BMI policyholders can rest assured knowing their home insurance provides this much needed and likely pricey gap in insurance.

Service Line Coverage provides more extensive coverage than several service contract and warranty programs that are recommended through utilities or third parties. More so, the coverage applies to just about any lines providing service to a home – even those that warranties and contracts don’t cover.

Includes multiple causes of loss

Service Line Coverage will cover line breakdown resulting from:

  • Environmental effects, such as stresses from changes in ground temperature
  • External forces, such as root invasion or movement of heavy objects across an underground utility line
  • Condition within the line, such as a failure in the material integrity of the service line (Note: “Blockage” without the failure of the line is not considered a covered loss, the line itself must show some damage)

Examples of covered service lines

  • Water supply
  • Waste disposal
  • Electrical power
  • Heating (including hot water, natural gas, propane, steam, and geothermal)
  • Communications (including cable and data transmission, internet access, and telecommunications)
  • Drainage systems
  • Compressed air

Request your free quote, today, and learn why a BMI Home policy is right for you.

The Fine Print

The information on this page is designed to provide a small glimpse into the coverage BMI offers. Please note that amendments and exclusions may apply as well as limitations per policy forms. All policies are subject to our company’s underwriting guidelines. Please contact your local BMI agent to see which of our many programs best meets your insurance needs.