It’s More Than Just a House. It’s a Home.

Let us offer you peace of mind in protection.

Equipment Breakdown

Covers certain equipment used in your home damaged by mechanical breakdown.

Identity Recovery

Helps recover costs that you might incur when your identity is stolen.

Service Line

Provides coverage for breakdown to an underground service utility line.

Whether it‘s a primary dwelling, rental or seasonal property, BMI’s got you covered.

You’ve already got a lot on your plate. Owning a home shouldn’t be one of life’s everyday stresses. BMI can ease your mind in insuring not only the structure of your dwelling, but everything that makes your house a home.

You consider your home your sanctuary – your “safe space”.  BMI provides the coverages you need to give you peace of mind, relieve your stress and relax in your safe space.

BMI Homeowner Insurance
BMI Homeowner Insurance
BMI Homeowner Insurance
BMI Homeowner Insurance
BMI Home Insurance
BMI Home Insurance

We offer protection for:

  • Your home
  • Other Structures – coverage for your detached structures on the same premises as your residence (see our farm program for farm use structures)
  • Contents within your home.
  • Living costs incurred after a covered loss deems your house unlivable until repaired.
  • Bodily injury or property damage when our insured is liable for an occurrence.
  • Means to pay the medical expenses occurring from a covered accident causing bodily injury.

Don’t own a home? Don’t worry, we’re still there for you.

We provide coverage for your personal property while you rent a home or an apartment, while also providing protection for liability. Feel secure knowing your valuables are covered.

See below for optional coverage that can be added to your home policy. This provided information is not a complete list of all coverage available. Please contact your local agent to see how BMI can best protect your home and personal property.

Find an Agent

Find a local agent who can assist you with your home coverage.

Optional Coverage

A plethora of coverage can be added to any policy. These include:

  • Builders Risk

    Coverage for theft of building materials when your home is being built.

  • Inland Marine

    An all-risk type of coverage for your personal effects like jewelry, guns, etc.

  • Home Based Business

    Add coverage for the business operated in your home.

  • Sewer Backup

    Dwelling and personal property covered when water backs up through sewers or drains.

Discounts Available

You may qualify for any or all of these home policy discounts.

Contact your agent to see if you qualify for these discounts!

Coverage is provided by BMI Company, Inc., Billings, Missouri. BMI is only licensed to sell insurance in Missouri. Terms, conditions and exclusions will apply. These brief descriptions of coverage are for you to see what BMI offers. They are not a statement of contract. Please refer to your policy for a full description of your coverages. Please contact your local BMI agent for more information.